Phcharm Terms and Conditions – User Rights & Responsibilities

Welcome to phcharm. These Terms and Conditions ("Terms") govern the use of the phcharm platform and all its services. By creating an account or using any of our services, you are deemed to have fully accepted these Terms.

The following key terms used throughout these Terms & Conditions are defined below for clarity:

• "phcharm", "we", "us" – refers to the phcharm online betting platform and its operating entity.
• "User", "you", "your" – refers to any individual registered on or using the services of phcharm.
• "Platform" – refers to both the phcharm website (phcharm.ws) and its mobile application.
• "Account" – refers to the personal user account created through registration on phcharm.
• "Bet" – refers to a prediction made with real money on any sports event.

To open an account with phcharm, you must meet the eligibility requirements listed below. These requirements apply equally to all users.

• You must be 18 years of age or older.
• Each user may only register one account. Creating multiple accounts using the same name, address, phone number, or payment method is strictly prohibited.
• All information provided during registration must be accurate, complete, and truthful. Accounts created with false information may be terminated at any time.
• Your account password and login credentials must be kept strictly confidential. You are solely responsible for maintaining the security of your account.
• Phcharm may request a national ID or other documents for identity verification at any time. Withdrawals may be placed on hold until verification is complete.
• Sharing your account with a third party or placing bets on behalf of others is strictly prohibited.

The following rules apply to all betting activity on phcharm at all times. They are designed to ensure a fair and transparent betting experience for every user.

• Once a bet is confirmed, it cannot be changed or cancelled, unless phcharm voids it due to an error on our end.
• Each bet has a minimum and maximum stake, which may vary by market and event.
• In live betting, odds can change at any time. The odds at the moment the bet is submitted will be considered final.
• If a bet is processed due to a technical error, phcharm reserves the right to void that bet and issue a full refund.
• If a match or event is cancelled, postponed, or rescheduled, the affected bets will be settled in accordance with phcharm's established policies.
• Bets linked to suspicious betting patterns, collusion, or match-fixing will be voided and the associated accounts suspended.
• Phcharm reserves the right to limit the stake on any bet or close any market at its discretion.

Remember – betting is a form of entertainment. Never wager more than you can afford to lose. phcharm always encourages responsible betting.

All rules relating to financial transactions on phcharm are detailed in this section. We want to ensure your funds are always secure and our processes remain transparent.

• The minimum deposit amount is ৳300. The maximum deposit limit varies depending on the payment method used.
• Deposits are typically credited to your account within 5 minutes. bKash, Nagad, Rocket, and Bank Transfer are all supported.
• Your account must be fully verified before you can submit a withdrawal request.
• Withdrawals are typically processed within 30 minutes to 24 hours. In exceptional circumstances, processing may take up to 3–5 business days.
• Withdrawals may only be made to the same payment method used for the original deposit.
• If you have not claimed a bonus after depositing, you may withdraw your funds at any time. However, once a bonus is claimed, specific wagering requirements must be met before withdrawal.
• If money laundering or illegal activity is suspected, phcharm reserves the right to freeze withdrawals and conduct an investigation.

Phcharm regularly offers a variety of bonuses and promotions. While these offers are open to all, each one comes with specific terms that you should read carefully before participating.

• Each bonus offer has a specific wagering requirement (rollover). Please review that condition before claiming any bonus.
• Bonus funds cannot be withdrawn directly. Winnings derived from a bonus are only withdrawable after the specified wagering requirements have been fulfilled.
• The welcome bonus is available to new users only and applies to the first deposit exclusively.
• Claiming bonuses across multiple accounts from the same IP address, device, or payment method is strictly prohibited.
• Phcharm reserves the right to modify, suspend, or cancel any bonus offer at any time.
• Bonuses are generally valid for 7 to 30 days. Any unused bonus will be automatically removed upon expiry.
• Phcharm reserves the right to cancel bonuses and forfeit associated winnings in cases of suspected bonus abuse.

Phcharm takes responsible gaming very seriously. We believe betting is a form of entertainment and should never have a negative impact on your life.

• You can set daily, weekly, or monthly deposit limits on your own account.
• Enable self-exclusion if needed – your account can be suspended for a set period of time.
• Take advantage of the cooling-off period – you can pause your betting activity for anywhere between 24 hours and 30 days.
• If you feel that betting is getting out of your control, please reach out to our support team.
• Phcharm is committed to protecting minors from betting. Please use parental controls on your devices.

If you're experiencing any issues with betting, don't hesitate to reach out for help. Our support team is always here for you. For more details, visit our Responsible Play page.

Phcharm may temporarily or permanently suspend your account under any of the following circumstances:

• Violation of any part of these Terms and Conditions.
• Creating an account using a false identity or fraudulent information.
• Operating multiple accounts.
• Engaging in bonus abuse or any fraudulent activity.
• Placing bets using software, bots, or automated systems.
• Involvement in money laundering or any other illegal activity.
• Evidence of involvement in match fixing or corrupt activity.

All content, designs, logos, trademarks, software, and other intellectual property on the phcharm platform are the exclusive property of phcharm.

• Copying, distributing, or commercially using any content from the platform without phcharm's prior permission is strictly prohibited.
• Written permission from phcharm is required before using its logo or trademarks anywhere outside the platform.
• Odds, statistics, and any other information published on the platform are for personal use only.

Phcharm strives to deliver the highest quality of service; however, our liability is limited under certain circumstances.

• Phcharm is not liable for any losses resulting from internet disruptions, server issues, or technical failures on the part of third-party providers.
• Phcharm will not be held responsible for any losses arising from a user's failure to secure their own account.
• Phcharm is not responsible for any money lost through betting – all wagers are placed at the user's own discretion.
• Phcharm is not liable for service disruptions caused by unforeseen events such as natural disasters, government restrictions, or other force majeure circumstances.
• Phcharm's total liability shall in no event exceed the value of the transaction in question.

Phcharm reserves the right to amend these Terms and Conditions, in part or in full, at any time. Any changes will follow the process outlined below:

• Users will be notified by email or via the platform at least 7 days before any significant changes take effect.
• Continued use of the platform after updated Terms have been published will be considered acceptance of the new Terms.
• If a user objects to the updated terms, they may request to close their account.
• The "Last Updated" date at the top of this page will always reflect the date of the most recent revision.